Finance Application
Financing applications, loan terms, deposits, balloon payments, interest rates, affordability assessments, FICA, KYC. .It can be overwhelming. We understand that and we are here to help. Enquire below and let one of our friendly and qualified F&I Specialists help you check whether you qualify for financing and assist you with your finance application, at no cost and obligation free.
Whilst one of our friendly and qualified F&I Specialists will guide you through every step of the process in order to make the process as painless and seamless as possible, for those of you who are more familiar with the process and admin strong or who like to understand which documents will be required to apply for finance in the modern day age of FICA and POPIA compliance, please see the below list of documents and an example of the finance application form to be completed.
Documents needed for an individual application
- ID
- Drivers License
- Proof of income
- Latest payslip if client only earns a basic salary
- 3 Months latest payslips if client earns commission, overtime or allowances
- 3 Months latest bank statements if client is self-employed or a contractor
- Proof of residence (not older than 3 months)
- Completed individual application
Please note that no application can be submitted without ALL the above documents.
Documents needed for a business application
Business:
- CC Docs/ REGISTRATION DOCUMENTATION
- Share Certificate
- Latest financial statements
- 6 Months Bank statements (no internet statements)
- Proof of residence (not older than 3 months)
- Signed Juristic application
- Signed private application form for each member /director
PLEASE SUPPLY THE FOLLOWING INFORMATION:
- Completed business application for the CC
- Completed Personal application for each CC member
- Identity document copy of each member
- Drivers license of each member
- CK 1 & CK 2 (Founding statements)
- Proof of address of each member
- Proof of address of the business
FINANCIALS:
- 6 Months bank statements for business AND or sign IDX consent (not working for FNB)
- Latest signed audited Financials
Additional Documents needed for PTY (LTD):
- Certificate of Incorporation
- Article of Association
- Certificate to commence business
- Memorandum of association
- Share Certificate
Please note that no business application can be submitted without ALL the above documents.
Documents needed for a non SA citizen application
- ID / Passport
- Drivers License
- Proof of income
- Latest payslip (3 months )
- 3 Months bank statements
- Proof of residence (not older than 3 months)+ Lease agreement
- Work Permit- Very important
- Full employment contract
- Completed individual application
Please note that no application can be submitted without ALL the above documents.
Additional Information:
- When requesting a quotation please supply trade-in details (If applicable)
- In some cases 3 months bank statements might be necessary
- When taking delivery of the vehicle please provide all the above mentioned documents with proof of insurance (Finance and Insurance can assist if needed)
